Get Personalized Card Matches & Action Plans to Maximize Rewards

Discover which UAE credit cards maximize your cashback, rewards, and benefits. Plus, get a step-by-step plan to extract every AED of value.

Answer questions about your spending and priorities
Get 3 AI-matched cards PLUS an actionable plan to maximize your earnings Personalized recommendations, zero hidden costs
You're in control, apply on your terms No pressure, no commitment, no pushy sales
Generate my match →

Note: This is a preview of the questions you'll be asked in the actual app. Click "Generate my match" to access the real survey at app.ollie.ae

Question 1 of 3

How Ollie works:

In 4 easy steps:

1

Share your spending & priorities

Tell us about your monthly spending by category (for example, 2,000 AED on groceries, 1,500 AED on dining) and what matters most to you in a credit card.

Your highest spending categories:

Groceries & Supermarkets
Travel, Flights & Hotels
Bills & Utilities
Dining & Restaurants
Entertainment, Cinema, Streaming & Sports
Online Shopping & E-commerce

Ollie is analyzing your profile

Comparing rates, rewards, and benefits across all UAE banks...

Matching you with the best cards...
3

Ollie finds your perfect matches

Ollie compares hundreds of credit cards across UAE banks, analyzing fees, rewards, terms, and benefits to find the top 3 cards that maximize value for your specific spending profile.

4

Get your top 3 matches with actionable plans

Ollie ranks your best cards by net value (rewards minus costs) and gives you a step-by-step plan to maximize earnings from each card: spending targets, bonus timelines, fee avoidance, and optimization tips.

Premium Cashback Card

Best for your groceries & dining

High Confidence (90%)
Net Value
+2,340 AED/year
🎉

Your matches are ready!

Compare all 3 matches, review each actionable plan, and apply to the card you choose.

5

Review, compare, and apply on your terms

Access your full report instantly. Compare all 3 matches, dive into each actionable plan, and apply to the card you choose with no pressure and no sales calls.

What you get from Ollie

Research simplified into clear insights

Ollie compiles weeks of research into easy-to-understand recommendations, so you can make informed decisions without the confusion and hidden assumptions.

Personalized to your lifestyle and spending

Cards matched specifically to how you spend, and what you value maximizing your rewards and benefits.

Step-by-step action plan to maximize your card's value

Don't just get a card recommendation. Get a personalized playbook: how much to spend monthly, when to hit welcome bonus targets, how to avoid fees, and tips to unlock maximum cashback and rewards.

You stay in control, zero spam

No pushy sales calls or unwanted messages. You choose what happens next, on your terms.

Your Profile

Income

20 - 25K AED a month

Spending

Above AED 4K a month

Employment

Salaried

Priority

Cashback

Best Match

BANK Cashback

MasterCard

90%
Match

Monthly Value

AED 575

Based on your spending profile

Annual Fee

Free

APR

44.28%

FX Fee

2.99%

Welcome Bonus

AED 350

This card is truly free for life with no annual fee and has practical cashback rewards across nearly all spending types. It offers recurring monthly discounts at top entertainment platforms, dining, and travel.

  • No annual fee ever (confirmed for life)
  • Up to 20% off Talabat (once per month)
  • Complimentary airport lounge access (4 visits/year)
  • General cashback on most purchases (caps apply)
Base Rate 0.5–1%

On non-category spend

Dining 1% cashback
Supermarkets 1% cashback

Cap: AED 1,000 per month (minimum spend rules apply)

Annual Fee Free
Late Payment AED 241.50
Cash Advance 3.15% or AED 105
Over Limit AED 288.75
Foreign Currency 2.99%
Returned Payment AED 157.50

Spending Plan

Allocate 2,000 AED to groceries (5% = 100 AED/month) and 1,500 AED to dining (6% = 90 AED/month) to hit the 5,000 AED minimum spend.

Welcome Bonus Timeline

Spend 5,000 AED within 45 days to unlock 365 AED bonus. Reminder: Day 30

Fee Avoidance

First year free. To offset year 2 fee (383 AED), maximize monthly cashback to 1,000 AED cap.

Value Estimate

Conservative

1,565 AED/year

Optimistic

3,725 AED/year

Minimum Income AED 5,000/month
Age Requirement 21+ years
Residency UAE residents

Additional: Credit limit of at least AED 3,000

Get Your Personalized Analysis →

Takes less than 2 minutes • 100% free • No credit impact

Your Match #2

Other BANK Cashback Credit Card

5% dining cashback • Free annual fee

85%
Match

Frequently asked questions

Your phone number serves two purposes: it helps us prevent bots and ensures you're a real person, and more importantly, it allows banks to compete for you. When multiple banks know you're a qualified candidate, you get access to better rates, exclusive offers, and premium terms that aren't available through regular applications. It's about getting you the best possible deal.

Your data is encrypted and securely stored using industry-standard security protocols. We use your information solely to analyze your profile and deliver personalized credit card recommendations that maximize your benefits based on your actual spending patterns.

Unlike competitors, Ollie is completely independent and works in your interest, not the banks'. We provide transparent, personalized recommendations based on your actual spending habits not generic listings. Plus, you'll never receive pushy sales calls or spam. You're in complete control of when and if you want to apply.

After reviewing your personalized matches, you can apply directly through the bank's website using the links we provide in your results email. Ollie gives you all the insights you need to make an informed decision, then you apply on your own terms with no middleman, no pressure, and no obligations.

Ollie's AI performs a comprehensive analysis of your profile, comparing it against hundreds of credit cards across all UAE banks. This includes calculating net value (rewards minus costs), matching reward categories to your spending patterns, verifying eligibility criteria, and generating a personalized action plan for each recommended card. This thorough analysis typically takes 1-2 minutes to ensure you receive the most accurate and valuable recommendations possible, rather than generic instant matches.

Ready to find your perfect credit card match?

Generate my match →